Housing Loan Malaysia

DCSB - Your ONE STOP Financial Solutions

Customer Service

Housing Loan


As you move through life, your priorities change. DCSB also offers a flexible housing loan that lets you rearrange your priorities as and when you need it.


Many of you may experience difficulties to raise your initial deposit or legal fees and disbursements when you purchase your first home. Worries no more as DCSB is here to offer you an astonishingly good deal! DCSB is ready to grant you a housing loan of up to 5% of your first home purchase price at the low interest rate of 1.5% per month! Interested to apply? Just follow submit your application in TWO (2) simple steps!

  • STEP 1: Submit your application form online
  • STEP 2: Email us your 3 months’ salary slip, EPF statement, your IC and a copy of your draft Sale and Purchase Agreement

Upon receiving your application as above, our friendly loan consultant will ring up your SPA Solicitors to verify the authenticity of the sale and purchase transaction. If everything is in order, after completion of the necessary documents signing and stamping, DCSB will release the loan directly to your SPA Solicitors within 3 days time.

With just a few simple steps to apply, your dream home will be yours to own! Do speak to our loan consultants to find out more!


A few years down the road, you may have different priorities and requires additional funding. DCSB’s overdraft housing loan then allows you to have the flexibility to apply for the withdrawal of the excess payment to suit your need!

DCSB is here to offer you the following attractive package:-

Overdraft Housing
Loan granted
(Current Property Market Value – Outstanding Loan)

  • CONDITION A: Outstanding Loan must not be more than 40% of the Current Property Market Value.
  • CONDITION B: Interest Chargeable will be 8% per annum

Why procrastinate further when you meet such an attractive deal? Watch out our application procedure as follows:-

  • STEP 1: Submit your application form online
  • STEP 2: Email us your 3 months’ salary slip, EPF statement, your IC, latest outstanding loan bank
    statement, previous Sale and Purchase Agreement and title

Our loan consultants are ready to help!

  • 3 Month’s Salary Slip
  • EPF Statement
  • Photocopy of NRIC (Front and Back)
  • Latest Outstanding Loan Bank Statement
  • Previous Sale and Purchase Agreement & Title
You must be
  • Above 18 years old
  • A Permanent Resident of Malaysia

Malaysia's TOP Licensed Moneylender

Contact us now or fill up the online application form now to check out the best loan package that fit your needs